10 Best Travel Insurance Providers in Singapore

A practical guide to travel insurance in Singapore, comparing single-trip and annual plans from major insurers and what to check before you buy.

By: Amir Wahab
Edited by: Amir Wahab
Published: 25 Sep 2026
Reading time: 4 min read

A traveler planning a trip on a laptop with a passport, boarding pass and suitcase

Travel insurance in Singapore is offered by a broad mix of long-established general insurers, home-grown names and digital-first providers, and plans vary widely in structure and in what they cover. The providers below are all real insurers operating in Singapore, listed with a short, factual summary of each. When buying travel insurance in Singapore, compare policy wordings and benefit limits yourself, as coverage differs by plan and by trip.

1. Income Insurance

Income Insurance, one of Singapore's largest home-grown insurers, offers travel cover on both a single-trip and an annual basis for individuals and families. The insurer says its travel plans cover areas such as overseas medical treatment, trip cancellation and postponement, travel and baggage delays, personal accident and emergency medical evacuation, and it lists a number of adventurous leisure activities within its standard policy terms.

Single-trip and annual plans
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2. MSIG Insurance (Singapore)

MSIG Insurance (Singapore) offers travel insurance under its TravelEasy range, available as single-trip or annual multi-trip cover for individuals, families and groups. The insurer says the plans cover overseas medical expenses and emergency evacuation, trip cancellation and postponement, baggage and travel-document loss, and travel and baggage delays, with COVID-19 cover and an option for adventurous activities. Destinations are grouped into regional and worldwide areas, so the applicable plan depends on where you travel.

Single-trip and annual multi-trip plans
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3. Great Eastern General Insurance

Great Eastern General Insurance offers travel cover through its GREAT TravelCare product, available as single-trip, annual multi-trip or one-way plans across several tiers. The insurer says cover spans overseas medical treatment, including COVID-19 within its medical benefits, trip changes, baggage and travel delays, and, on higher tiers, a list of adventurous leisure activities, with an optional add-on for certain pre-existing conditions. It also states that round-the-clock worldwide travel and medical assistance is included.

Single-trip and annual multi-trip plans
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4. FWD Singapore

FWD Singapore is a digital-first insurer offering travel insurance on both single-trip and annual multi-trip bases across several plan tiers. The insurer says its plans cover overseas medical expenses, emergency evacuation and repatriation, trip cancellation, travel delays and baggage, with enhanced COVID-19 benefits and optional add-ons such as a cancel-for-any-reason rider, sports-equipment cover and rental-car excess. Quotes and purchase are handled online.

Single-trip and annual multi-trip plans
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5. Singlife

Singlife (Singapore Life) offers travel insurance as single-trip or annual multi-trip cover across three plan levels. The insurer says its plans cover overseas medical expenses, accidental death and disability, baggage and personal belongings, trip interruption and itinerary changes, and personal liability, with COVID-19-related medical and cancellation benefits and optional cover for pre-existing conditions or higher-risk activities. It also highlights 24/7 emergency travel assistance.

Single-trip and annual multi-trip plans
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6. HL Assurance

HL Assurance offers travel insurance under its Travel Protect360 product, available as single-trip or annual multi-trip cover. The insurer says the plan covers overseas medical expenses, COVID-19-related medical costs and disruptions, trip cancellation and curtailment, baggage and travel delays, personal accident and personal liability, with optional add-ons such as pre-existing-condition cover and a reduced flight-delay threshold. Cover of adventurous or organised sports activities is limited, so travellers doing these should check the policy wording.

Single-trip and annual multi-trip plans
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7. Sompo Insurance Singapore

Sompo Insurance Singapore offers travel insurance through its Essential and Superior plans, each available on a single-trip or annual multi-trip basis. The insurer says cover includes overseas medical expenses and emergency evacuation, trip cancellation and postponement, travel and baggage delays, personal liability and rental-vehicle excess, with COVID-19 cover and an adventure-activities benefit for pursuits such as hiking, on-piste skiing and scuba diving. It also lists round-the-clock emergency assistance.

Single-trip and annual multi-trip plans
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8. DirectAsia

DirectAsia, the trading name of Auto & General Insurance (Singapore), sells travel insurance direct to consumers online under its Voyager plan, on either a single-trip or an annual basis. The insurer says the cover includes overseas medical expenses, trip cancellation and postponement, travel delays and loss of personal belongings, with communicable-disease cover including COVID-19 built in and optional add-ons for adventure sports, sports equipment, special events, a medical upgrade and rental-car excess. Destination tiers range from Southeast Asia through to worldwide.

Single-trip and annual plans
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9. Tokio Marine Insurance Singapore

Tokio Marine Insurance Singapore offers travel insurance under its TM Xplora range, available as single-trip or annual cover. The insurer says the plan protects against a range of travel scenarios, from flight delays to major medical emergencies, including selected epidemic-related situations, alongside cover for baggage and travel inconvenience. Travellers should review the policy wording for the specific benefits and any adventurous-activity conditions that apply.

Single-trip and annual plans
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10. Chubb Insurance Singapore

Chubb offers travel insurance in Singapore through customisable plans with a choice of tiers and optional add-on benefits. The insurer says cover includes overseas and local medical expenses, emergency medical evacuation and repatriation, trip cancellation and curtailment, travel delays and baggage, with COVID-19 cover and options such as adventure, golf and ski activities. It also states that policyholders have access to 24-hour worldwide emergency assistance.

Customisable plans with optional add-ons
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How to choose

Match the plan to your trip: a single-trip policy suits one journey, while an annual multi-trip plan can be better value if you travel several times a year.
Read the benefit limits and, just as importantly, the exclusions and any excess in the policy wording, rather than relying on headline coverage names.
Check that your destinations, trip length and any planned activities (such as diving, skiing or motorcycling) are actually covered, or available as add-ons.
If you have pre-existing medical conditions, confirm whether they are covered or need a specific add-on, and buy early so cancellation cover applies before you travel.
Confirm the insurer is licensed by the Monetary Authority of Singapore and note its claims process and 24-hour assistance contact; this guide is general information, not financial advice.

Update history

Published 25 Sep 2026. No changes recorded since.

About the author

Amir Wahab

Founder and Editor

Amir Wahab is the founder and editor of LocalRank, an independent Singapore rankings and local guides publication.

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